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Loaded Nachos Supreme Recipe Easy 5-Step Queso Jalapeño Snack

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A quick and easy loaded nachos recipe featuring creamy queso sauce, fresh jalapeños, seasoned ground beef, and black beans for a flavorful, crowd-pleasing snack or meal.

Ingredients

Scale
  • Tortilla chips (sturdy, thick-cut, e.g., Tostitos Restaurant Style)
  • 2 cups (200g) sharp cheddar cheese, shredded
  • 1 cup (100g) Monterey Jack cheese, shredded
  • 1 cup (240ml) whole milk
  • 2 tablespoons (28g) butter
  • 2 tablespoons (16g) all-purpose flour
  • 1/2 teaspoon garlic powder
  • 1/2 teaspoon onion powder
  • Salt and pepper to taste
  • 1/2 pound (225g) ground beef (optional)
  • 1 tablespoon olive oil (for cooking beef)
  • 1 tablespoon taco seasoning
  • 1 cup (240ml) canned black beans, drained and rinsed
  • 2 medium fresh jalapeños, thinly sliced
  • 1/2 cup (120ml) diced tomatoes (fresh or canned)
  • 1/4 cup (25g) green onions, thinly sliced
  • A handful of fresh cilantro, chopped (optional)
  • Sour cream (for garnish)

Instructions

  1. Heat 1 tablespoon olive oil in a large skillet over medium heat. Add ground beef and cook until browned, about 7-8 minutes. Season with taco seasoning, stirring occasionally. Drain excess fat if needed and set aside.
  2. In the same skillet, add rinsed black beans and cook over low heat until warmed through, about 3 minutes. Season lightly with salt and pepper. Keep warm.
  3. In a medium saucepan, melt butter over medium heat. Whisk in flour and cook for 1 minute to form a roux. Slowly whisk in whole milk until smooth. Bring to a gentle simmer and cook until slightly thickened, about 3-5 minutes. Gradually add shredded cheddar and Monterey Jack cheeses, stirring constantly until melted and smooth. Stir in garlic powder, onion powder, salt, and pepper to taste.
  4. Spread a generous layer of tortilla chips on a large baking sheet or oven-safe dish. Evenly scatter cooked beef and warmed black beans over the chips. Drizzle half of the queso sauce on top. Add diced tomatoes and sliced jalapeños. Repeat layering with chips, remaining beef, beans, and queso sauce. Finish with green onions and fresh cilantro.
  5. Place the assembled nachos under a broiler for 2-3 minutes or until cheese bubbles and edges turn golden. Watch carefully to prevent burning. Remove from oven, dollop sour cream over the top, and serve immediately while warm and melty.

Notes

Prepare queso sauce while cooking beef to save time. Use thick, sturdy tortilla chips to avoid sogginess. Watch nachos closely under broiler to prevent burning. For gluten-free, substitute all-purpose flour with almond flour and use gluten-free chips. For vegetarian, omit beef and add sautéed mushrooms or extra beans. Reheat leftovers in oven to maintain crispiness; avoid microwave.

Nutrition

Keywords: loaded nachos, queso sauce, jalapeño, ground beef, black beans, cheesy snack, game day recipe, easy nachos